Will I have to pay any fees?

With the exception of a fee for government-required reverse mortgage counseling, most of the fees associated with a reverse mortgage can be financed with your loan, so there’s no immediate out-of-pocket cost. The costs are added to the loan amount (“principal”) and paid along with the accrued interest when the loan becomes due. Depending on the loan option you choose, these fees may include an origination fee, closing costs, a mortgage insurance premium (required for HECM loans) and a monthly servicing fee. We will let you know exactly what costs are involved.

Ask us about our Low-Cost Equity Elite pricing option, which eliminates nearly all origination and closing costs.


Verified Reviews


Warms My Heart Thank you so much for your help and knowledge on Reverse Mortgage. This was something that really was a great alternative for Joel to continue to be able to stay in his home that he loves so very much. He’s very comfortable and happy which warms my heart. I’m just glad he goes to bed at night peacefully with no worries, so we thank you. Everyone was truly so kind. If I ever know of anyone who could use your help again, I definitely will recommend you .

Joel A (by Ramona S) — Jun 11, 2023

Larry set reasonable expectations Larry was accessible and helpful throughout the HECM process. He set reasonable expectations at the outset and met them throughout.

Ian & Andrea E — Aug 22, 2022

Professional and Knowledgeable I found Larry to be very professional and knowledgeable. What I like best is his ability to keep me updated almost on a daily basis. I have enjoyed working with Larry and would highly recommend him to others.

Anice F — Sep 25, 2019

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