Wisconsin Reverse Mortgage Information

Wisconsin Reverse Mortgage Information

Discover Trusted Wisconsin Reverse Mortgage Lenders

Welcome to the Mutual of Omaha Reverse Mortgage in Wisconsin. If you're a homeowner aged 62 or older in the Badger State, including Madison, Milwaukee, Lacrosse, Janesville, Wausau, Kenosha, Eau Claire, or anywhere else in Wisconsin, explore how you can leverage your home equity to achieve financial security and peace of mind in retirement.

Meet Larry McAnarney: Your Trusted Reverse Mortgage Expert

Larry McAnarney, HECM Loan Specialist

Larry McAnarney

HECM Loan Specialist

NMLS# 21059 | 815-703-4745

Larry is a seasoned reverse mortgage professional since 1998. As a Certified Senior Advisor (CSA) and member of the National Reverse Mortgage Lenders Association (NRMLA), Larry brings unparalleled expertise and dedication to every client he serves in Wisconsin.

Why Choose Larry McAnarney?

Larry's extensive knowledge and understanding of reverse mortgages make him a trusted advisor for Wisconsin homeowners seeking financial flexibility in retirement. Whether you're looking to supplement your retirement income, cover healthcare expenses, or pursue your dream retirement lifestyle, Larry is committed to providing personalized guidance tailored to your unique needs and goals.

Your Path to Financial Freedom Starts Here

Benefit from Larry's wealth of knowledge and expertise as you navigate the reverse mortgage process and secure your financial future. Ready to explore the possibilities of a reverse mortgage in Wisconsin? Contact Larry McAnarney and the team at 815-703-4745 to schedule a consultation. Take the first step towards financial security and peace of mind in retirement with expert guidance and support from Larry.

Experience Larry McAnarney's Expertise

Trust Larry to guide you through the reverse mortgage process with integrity, professionalism, and a commitment to excellence. Discover the benefits of a reverse mortgage tailored to your needs in Wisconsin today.

Your financial future starts here. Get a Quote.

Verified Reviews

(208)

Larry was Polite and Knowledgeable Larry was polite and knowledgeable, not pushy. He made sure I understood each step before proceeding to the next. He was always there through the entire process.    

Mary Ann B — Apr 24, 2020

Timely & Easy The process was timely and easier than I thought it would be.      

Tracy B — Jul 22, 2024

Larry Worked Very Hard Larry went the extra mile in getting the loan to go through, and although I am in a better situation than before, the process did not end up creating what I needed it to create, but I am grateful for the fact that things are better. This was still the road I needed to take, and Larry worked very hard to make it happen. .

Lita T — Aug 21, 2023

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Reverse Mortgage Frequently Asked Questions

Yes, refinancing is possible. This option may be to your advantage if your home increases in value, making more funds available.

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A HECM is a reverse mortgage loan that's insured by the Federal Housing Administration (FHA).

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You’ll repay the loan balance, any fees that have been added, and the accrued interest. Homeowners (or their heirs) usually…

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Use the proceeds for the things you need and want. For example: refinancing your existing mortgage(s) to improve cash flow; consolidating…

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Reverse mortgages are available with either fixed or variable rates. Borrowers who elect a fixed-rate…

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The funds from a reverse mortgage generally do not affect regular Social Security or Medicare benefits. However, needs-based benefits, such as Medicaid…

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A reverse mortgage is a home-secured loan that’s exclusively for homeowners and homebuyers age 62 and older. It allows borrowers to convert some of…

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You have a number of choices for how you receive your funds:

  • Lump sum
  • Monthly…
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A reverse mortgage offers certain advantages:

  • With a traditional home equity loan or home equity line of credit, you…
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The specific amount depends on several factors, including:

  • Your…
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With the exception of a fee for government-required reverse mortgage counseling, most of the fees associated with a reverse mortgage can be financed…

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Yes. For many homeowners age 62 and older who are looking to refinance their mortgage(s) or consolidate debt to reduce their monthly bills, a reverse…

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Typically, reverse mortgage loan funds are not subject to income tax. Contact your tax advisor for additional details.

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The other borrower continues to own and live in the home — and enjoy all the benefits of their reverse mortgage.

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The loan must be paid in full when one of the following occurs:

  •  A “maturity event” —…
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To be eligible for a reverse mortgage, you’ll need to meet the requirements set by the federal government:

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Yes, with the HECM (Home Equity Conversion Mortgage) for Purchase loan, qualified borrowers can use their loan proceeds…

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Below are just a few of the Wisconsin cities and counties where you can obtain a reverse mortgage.